Active Debt – Understand What It Is, How To Consult and How to Regularize
Active Debt is the name given to an open debt with the government, usually more related to unpaid taxes. However, rather than failing to pay IPVA (Property Tax on Motor Vehicles) or IPTU (Urban Property and Land Tax), you must be aware of other types of charges that can also lead to the denial of the name.
Consult and regularize unpaid bills of active debt
Active debt is also among the unpaid bills in recent years. According to a survey conducted by the Ministry of Finance, the active debt of individuals with the federal government exceeded the house of R $ 127 billion in 2016.
The increase compared to 2014 reaches 30%. If this is your case, or you still have only an open value with any sphere of government, check out this article how to consult and regularize your situation.
Understand the two types of active debt
There are two types of debts that can take your name to the Active Debt list:
Debt – active tax debt
In the first case, considering the active tax debt, the following definitions are established according to the Law. 4.320 / 1964 – Art 39: The active tax debt is the Public Finance credit of this nature, deriving from the legal obligation related to taxes and respective and fines. Anyone who fails to pay any tax becomes a participant on that list.
Debt – non-tax active debt
In the case of active non-tax debt, the law states: “The other credits of the Public Treasury, such as from loans, contributions established by law, fine of any origin or nature, except tax, photos, laudêmios, costs of services rendered by public establishments, indemnities, replacements, refunds, of those definitively judged, as well as credits arising from obligations in foreign currency, subrogation of mortgage, guarantee, guarantee or other guarantee, contracts in general or other legal obligations. “
What are the consequences of having active debts?
There is no difference in the consequences of those with active tax or non-tax debt. The rating only changes by the type of open account with the state.
In addition to the negative name, the person with outstanding debt can not open an account, borrow money and even get a credit card, for example. It is worth remembering that before putting a name on the debt list with the government, they analyze different aspects such as:
- Analysis of deadlines given for discharge
- Examination of the file or file
- Debt situation with government
- Calculation of value and legal capitulation
- Verification of the existence of a challenge or suspension of the debt, if payment occurred
- Liquidity of the outstanding amount
- Proof of non-payment of debt
- Compliance with the legislation on open debits
Active debt can disrupt your business or business
Now, having your name inscribed in debt can really disrupt your venture, be it trade, services or any other area.
If the debt has been confirmed, there is now the installation of the judicial process and the inclusion of the name of the person in Cadin (Cadastro Informativo de Credits not removed from the Federal Public Sector). In practice, for those who have a business, the first barrier is not having the support of the government to expand their company by means of a loan.
In addition, there are also complications to open bank account and even change the limit of the overdraft, especially if your bank is from the government itself. There are also cases that even the return of the Income Tax is blocked.
How to consult open debt through marriage?
There are two ways to know if you are in debt with the government. The first of these is to always check and follow the taxes of your home, car and even your business. If they are up to date, you can rest easy. If this is not the case, the way is to follow the list of debt on the website of the government of your state, as this one here the Government of São Paulo.
Remember that ideally you seek debt at the state government website. From there, it is possible to print the tabs with the values, reinforcing that the delay will imply interest over interest and the debt can be much higher than the initial payment. So stay on days with the bills!